Tel: 01246 414413



Sell Your Endowment Could you get more? Find out in seconds if you could get up to 38% more than what your endowment provider has offered you to surrender the policy back to them. Simply click the blue link at the bottom of the page to get an instant quote from buyers ready to bid for your policy. For independent, advice on selling your endowment policy, please contact us without cost or obligation on 01246 414413. Or email us at info@best-advice.co.uk.
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Sell your endowment policy for 10% more than its surrender value...

Instant offers from companies waiting to buy your endowment.

Average purchase offer of 10%* above surrender value.

All with-profits endowment policies considered.

Increasing numbers of people are choosing to cash in their endowment policies before the maturity date. Unfortunately insurance companies pay disappointing surrender values for policies cashed in early.

Receive offers for your endowment policy in seconds

Its easy to sell your endowment policy on the Traded Endowment Policy exchange and it can result in a higher cash return than surrendering your endowment back to the life company.

Using the TEP dealing exchange you can receive purchase offers from up to ten endowment Market Makers in seconds. There is no minimum surrender value or minimum term and it only takes a few moments to submit a policy to the exchange.

How to sell your endowment policy

You will be under no obligation to proceed with the sale of your policy at any of the online offer stages. You will not be committed until you have signed the contract of sale and it has been sent to the buyers solicitor.

You will receive the full price offered by the highest bidder on completion of the policy sale with no further deductions, costs or fees.

To begin the sale process simply click the "instant quote" link below to open the quotation form. Complete the quote form using the information contained in your endowment policy document and click the "proceed" button to generate an offer for your policy.

Is selling right for you?

It is very important to make sure that you understand all of the options open to you, including selling, surrendering and maintaining your policy and how each may effect the benefit you receive.

If your endowment policy is intended to pay off and existing mortgage you must ensure that your needs continue to be met after you take action; for example, you may need to set up an alternative repayment vehicle, alter the terms of your mortgage with the lender, or establish an alternative source of life cover to protect any family members that may be affected should you die with an outstanding mortgage debt.

If you have received a notice from your endowment provider stating that your policy may not be sufficient to pay off your mortgage, but do not have alternative arrangements in place, you should speak to an adviser before taking any action.

Please note that this offer does not represent personalised advice and is not a recommendation that the sale of your endowment policy matches your financial requirements. If you should have any doubts about whether this meets your own needs, please contact us so your individual circumstances can be considered.

Free Instant Quote

Simply click the link below to submit your endowment policy to the TEP Exchange and view any bids available. There are no fees or charges and you are under no obligation to sell your endowment policy.

Please ensure your endowment is a With-Profits policy and that you have the following information:

Policy start date, maturity date & premium
Basic sum assured (not death benefit)
Total bonuses attached
Current surrender value

Click here for a free instant quote >>>
IMPORTANT: please make sure you have the latest accurate figures for your policy as any offer is based upon the details you submit. If in doubt please contact your endowment provider.

*Source: TEP Exchange

independent financial advisers

MARCH SALES STATS*

Highest Increase = 35%
Average Increase = 10%
Lowest Increase = 0.2%

*Source: TEP Exchange

SALE PROCES

1. You receive an instant online purchase offer.
2. You accept the offer and instruct us to proceed.
3. The sale documents are issued to you.
4. You return the completed sale documents to us.
5. The sale documents are sent to the buyers Solicitor.
6. The title of your policy is transferred to the buyer.
7. Confirmation of title transfer is received from the endowment provider.
8. The cheque is issued to you for the agreed purchase price.

SALE TIMESCALE

Please note that the sale of your endowment policy can take up to eight weeks to complete and your cheque be issued.

If you have any further questions about the TEP Exchange or quotation process please email us at info@best-advice.co.uk.

Markham Associates is a trading name of Clarity Financial Advice Ltd. Registered in England no. 5615986. Registered Office: 5 Riverside Studios, Mill Lane, Dronfield, Derbyshire S18 2XL. Clarity Financial Advice Ltd is an appointed representative of Mint Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Mint Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 217742.

The advice and/or guidance contained within this web site is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.